Day 11 - Housing Fees
Write down how much you spend on Mortgage/Rent, HOA, Water, Electric, Gas, Cable, Phone, Cable, Lawn, etc.
Day 12 - Find ways to cut household expenses
cut cable, ditch landline, mow your own lawn....
Well, since we have no choice but to keep our landline, we can't cut back there (although we are grandfathered into a bundle with Directv and we still only pay $42 a month to Verizon). I would love to cut back on our satellite bill...am I the only one who has 250+ channels and can NEVER find anything to watch??? I did call to go over our account and they gave us another $5 credit per month for 24 months and we dropped the $8.99 a month protection plan (you can add it at the time of repair service if needed so this has been a waste of money!!) Our bill is still over $100 a month so this one is a work in progress.
Savings on satellite = $156 per year
Day 13 - Shop around for new insurance!
This one was our hugest savings!!! Long story short our rates kept going up with Hartford (AARP) and after adding the new SUV to our policy, we decided to shop around. Nathan is still on our insurance (he pays us), so it is higher than it was with just our vehicle. We switched to Progressive and saved $1400 a year!!!!! That is sooooooo crazy!!!!
Savings on insurance = $1400.00
Day 14 - GRAND TOTAL OF SAVINGS.....
Day 6 $460.00
+
Day 8 $ (food costs ---varies)
+
Day 12 $156.00
+
Day 7 $ (gas/car costs ---varies)
+
Day 13 $1400.00
= $2,016.00
WOW!! Over $2,000!!
I know I am saving more but these are just a few areas that I focused on.
We are only 3 months into the New Year and I'm still staying on budget and looking for even more ways to FIND MORE MONEY! :O)
Give Rachel Cruze's 14-Day Money Finder a try!
Write down how much you spend on Mortgage/Rent, HOA, Water, Electric, Gas, Cable, Phone, Cable, Lawn, etc.
Day 12 - Find ways to cut household expenses
cut cable, ditch landline, mow your own lawn....
Well, since we have no choice but to keep our landline, we can't cut back there (although we are grandfathered into a bundle with Directv and we still only pay $42 a month to Verizon). I would love to cut back on our satellite bill...am I the only one who has 250+ channels and can NEVER find anything to watch??? I did call to go over our account and they gave us another $5 credit per month for 24 months and we dropped the $8.99 a month protection plan (you can add it at the time of repair service if needed so this has been a waste of money!!) Our bill is still over $100 a month so this one is a work in progress.
Savings on satellite = $156 per year
Day 13 - Shop around for new insurance!
This one was our hugest savings!!! Long story short our rates kept going up with Hartford (AARP) and after adding the new SUV to our policy, we decided to shop around. Nathan is still on our insurance (he pays us), so it is higher than it was with just our vehicle. We switched to Progressive and saved $1400 a year!!!!! That is sooooooo crazy!!!!
Savings on insurance = $1400.00
Day 14 - GRAND TOTAL OF SAVINGS.....
Day 6 $460.00
+
Day 8 $ (food costs ---varies)
+
Day 12 $156.00
+
Day 7 $ (gas/car costs ---varies)
+
Day 13 $1400.00
= $2,016.00
WOW!! Over $2,000!!
I know I am saving more but these are just a few areas that I focused on.
We are only 3 months into the New Year and I'm still staying on budget and looking for even more ways to FIND MORE MONEY! :O)
Give Rachel Cruze's 14-Day Money Finder a try!
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