Tuesday, January 6, 2015

top ten & pin it tuesday: saving $$

It's that time again....a new year....a fresh start at planning, organizing, getting healthy, and of course, getting your finances in order!

Here are 10 ways to save $$ in 2015:
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One of my favorites is the 52 Week Money Challenge....here's how it works:

Week #1 = $1
Week #2 = $2

Week #3 = $3

.....and so on and so on until at the end of 52 weeks,
you will have saved $1378.

Some people suggest doing it in reverse, starting with the highest deposit amount of $52 and ending the year with $1.
52 week saving - This would more than cover my Christmas budget.  I'm a big fan of the REVERSE chart.
Or you can break it down into equal monthly amounts:
52 week money challenge monthly | 52 week challenge Next Generation Military Spouses NextGen MilSpouse
Save this way with this 12 month challenge!

Of course, you can set your own personal goal to fit your budget too.

My blank version of the 52- Week Money Challenge. Perfect for people who live outside the U.S. and want to use their own currency and amounts to save each week. Download it for free!

save money in a plastic bottle- makes it harder to "borrow" from!
In a perfect world, we would all have fully funded vacation accounts to pay for our getaways. The typical family with kids younger than 6 spends an average of $239 per month according to the National Restaurant Association, that is $2,868 annually. Would you give up fast food and eating out to fund your vacation? Share your tips on saving for your next vacation.

the $5 savings plan....save EVERY $5 bill that comes into your possession this year.

The $5 Savings Plan - One woman saved $12,000 in 2 years by saving all the $5 bills she came across.
a little Christmas cash
Christmas Piggy Bank Challenge...could just modify it a little for the year
I like this idea too.....start with 1 penny on day 1 and end with $3.65 on day 365.
365 Day Saving Money Challenge (Filled in chart)
An empty soda/water bottle filled with dimes=$100
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Last year, I only got about half-way through the 52 week challenge, but hopefully this year, we'll save the entire amount.
I would like to try a couple more of these ideas and maybe make them designated funds {Christmas, Vacation, Emergency, etc.).
January just seems like the perfect time to get started!

So here goes.....let's start saving!!


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