MOM TIP: Christmas Budget Hack
I am so doing this!!!
~ I'll start in SEPTEMBER (2025) so I'll have a year's worth of gift cards to shop before the holiday season next year (2026)! (or you could do JAN-NOV like the suggestion)
~I'll do a check in every few months to keep me on track with this!
~ Let's set our savings goal and pick up a gift card each month!
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